MANAGING HEALTH CARE EXPENSES IN RETIREMENT: WHAT YOU NEED TO KNOW ABOUT MEDICARE AND LONG-TERM CARE*                                                                            Fee: $25
E 157 Wednesday, 10/18 (One session)                  7:00 - 8:30 PM         HS Room: 185

 Do you have a firm handle on Medicare and healthcare costs in retirement? Fifty-seven percent of people said they had a “poor understanding” (31%) or knew “almost nothing” (26%) about

Medicare, according to a recent survey by Bankers Life and Casualty Company. Three- quarters of folks (72%) did not know that most Americans on Medicare pay premiums, copays, and deductibles. One in seven thought Medicare was free. Only 14% knew that Medicare does not cover long-term care. Attend this course and you will learn:

How Medicare enrollment periods work — and what you need to do to avoid late-enrollment penalties

How much you can expect to pay in health care costs after enrolling in Medicare

 How Medicare works with private insurance to provide comprehensive coverage

Why most people pay too much for private insurance, and how can you avoid excess costs

Why you must plan for higher health care costs in retirement — including the possibility of needing long-term care

INSTRUCTOR: Paul Muller, graduated from the State University of New York at Albany with a degree in Economics and has over 20 years of experience in the financial industry. He’s a CERTIFIED FINANCIAL PLANNER™ professional, Accredited Estate Planner (AEP®), and holds a FINRA series 65 registration through Vision Retirement.